Gateway to Credit Cards

		20/20 (tm) MasterCard® Card [prepaid] • $4.95 per month and one-time $49 fee to own • Direct deposit part of your paycheck to the card • You can sign up for this card by sending in a money order • FREE Live Rep Customer Service • Loading card with ACH, Money Order or Direct Deposit Free • No credit approval/check required • View your spending Online • 20/20 Card will not jeopardize the concessions made by creditors
		Wired Plastic Prepaid Visa® Card [prepaid] • NO Credit Card required even to open account • FREE=Payroll Direct, Check/MoneyOrder, ACH, PayPal, Online Funds • $3.95 per month & one-time $9.95 fee to own + initial balance • Online Account Management • Earn Wired Points™ Prepaid Airtime Minutes every $1=1second • Good for Verizon, TracFone, Cingular & AT&T • Receive 1000 bonus Points when you load & activate your card • May Review Your Credit History • May Review ID, SSN, BILL in your name (depending on credit history)
		Homeland Visa® [prepaid] • One-time $159.95 application and processing fee • DOB and SSN required • Checking or savings acct required to open • Reload by mail, direct deposit, bank transfer • No maximum limit on amount that may be transferred to Card • Maximum spend $1500 per day or $5000 per week • Monthly Maintenance Fee $3.95 • Zero dollar liability policy
		VAYA MasterCard® [prepaid] • Shop and spend the cash in your VAYA at any store, withdraw cash from any ATM • Real-time transaction history for all VAYA holders • 100% guaranteed fraud protection • $5.95 per month and one-time $49 fee to own • No credit approval/check required • Budget & control your spending • Recharge it as you see fit to perform your purchases
		BuyRIGHT Stored Value MasterCard® Card [prepaid] • Monthly Fee $7.95 then free POS • Or no Monthly Fee then $1 POS • One-time activation fee of $29.95 +$20.00 minimum load • Payment option: Money Order, CC or Account • Automated Customer Service Fee Free (live $1) • Free Online Account Access • Direct Deposit Free, M.O. $1 • Pay Bills Online With Click-n-Pay $1 • Access BuyRIGHT Membership and prepaid card at one location
		First Vineyard edition Wired Plastic [prepaid] • First Vineyard does not set a limit or charge a fee for transactions • 1% cash back on your own spending • SSN & bank account or credit card required for in. fee (names don’t have to match) • $6.95 per month and one-time $39.95 fee to own • No credit approval/check required • Recharge it as you see fit with direct deposit, MO, cashiers check ect.
		Purpose MasterCard® Debit Card from Keybank • Card Opening Fee up to $29.95 • Monthly Service Charge $3.95 • Reload Fee $3.95 (free for reloads $200 and over) • Easy Anonymous load at any GreenDot-MoneyPak location (like: any CVS, Sunoco, RadioShack) • No Credit Checks • Detailed Statements • Purpose Prescription Discount Card that lets you save up to 50% • SSN required for identity verification, NAME & SSN has to match
		Eufora Stored Value MasterCard® Card [prepaid] • Annual fee $29.95 or $59 for Credit Builder • Value Load Fee $1 • Optional Credit Builder +$6/month (credit reporting) • Cash Reward Program • Online Access • Zero Liability • Identity Theft Insurance • Auto Rental Insurance • Up to 200000 Travel Accident Insurance
		Orchard Bank® MasterCard® • Variable % or up APR* • Grace Period 25 days • A one-time fee $0 or up to $49 is due upon application • Annual Fee $49 or up to $79
		Millennium Bank Secured Platinum • % or up APR* • Credit limit of $300 to $5000 • Processing fee $69.95 • Annual Fee $59 • NO CREDIT CHECK REQUIRED, We verify only your age, social security number and residence, We do not consider your credit history • $100000 travel accident insurance • Auto rental insurance • Extended warranty protection
		Discover® Student Tropical Beach Card • 0% Intro APR* on Purchases usually for 6 months, read TERMS for current • Thereafter % or up APR • No Annual Fee • 5% Cashback Bonus® in popular categories* • Up to 1% Cashback Bonus® on all other purchases automatically* • Build Your Credit History • Grace Period at least 25 days • Online account management • 100% protection from all unauthorized purchases
		Discover® Classic Student Card for College Students • 0% Intro APR* on Purchases usually for 6 months, read TERMS for current • Thereafter % or up APR • No Annual Fee • 5% Cashback Bonus® in popular categories* • Up to 1% Cashback Bonus® on all other purchases automatically* • Grace period at least 25 days • Online account management • 100% protection from all unauthorized purchases
		Chase Ultimate Rewards Express SM Student Card • 0% APR* on Purchases and Balance Transfers for 6 months • After that % or up APR* • No Annual Fee • 1 point per dollar spent in net purchases
		Citi® Platinum Select for College Students • 0% intro APR* for 6 months on Purchases and Balance Transfers • Thereafter % or up APR* • 25% off & FREE shipping & handling at Peterson's • No Annual Fee • $0 liability for unauthorized purchases • Online account management • Retail discounts
		Citi® mtvU™ Platinum Select® Visa® Card for College Students • 0% intro APR* for 6 months on Purchases, BT, and Cash Advances • After intro, Purchase & BT % or up APR*; Cash Advances 22.49% or up APR • No balance transfer fees with this offer, then 3% ($5 min, $75 max) • No annual fee • 10% off MTV online & NYC store • Part of Citi ThankYou Redemptions Network • 5 Points every $ on books,records,videorental-stores,restaurants+fastfood,movietheaters • 1 Point on all other purchases • 25 bonus Points every billing cycle make your Minimum Payment or more on time • Points can be earned by submitting grades up to 2 times per year - 2.5-2.99=250,3-3.49=500,3.5-3.99=750,4=2000points • You can earn up to 75000 ThankYou Points during any calendar year • 1500 points = $10+, 10000 points = spring break pass
		Citi® Dividend Card for College Students • 0% intro APR* for 6 months on Purchases and Balance Transfers • Thereafter % or up APR* • Earn 1% cash back on all eligible purchases, up to $300 • Up to $2500 on vehicle, new/used when purchase/lease next 5 years • 25% off & FREE shipping & handling at Peterson's • No minimum income or co-signer required • No Annual Fee • $0 liability for unauthorized purchases • Online account management • Travel and retail discounts
		Citi® Driver's Edge® Card for College Students • 0% intro APR* for 6 months on Purchases and Balance Transfers • Thereafter % or up APR* • 1% Driver's Edge Options rebates on eligible purchases, up to $500 • 25% off & FREE shipping & handling at Peterson's • No minimum income or co-signer required • $0 liability for unauthorized purchases • No Annual Fee • Online account management • Travel and retail discounts
		Citi® Upromise® Card • 0% APR* on Balance Transfers for 12 months • Thereafter and on Purchases % or up APR* • No annual fee • Grace period not less than 20 days • 10% college savings on 7000+ grocery & drugstore items (Coca-Cola, Kleenex & 7000 more) • 2% college savings on gas at Exxon and Mobil locations* • 1% college savings everywhere you shop** • Citi® Identity Theft Solutions • Online Fraud Protection
		USA Platinum [department] • Guaranteed* Instant Online approval • No credit Checks • No Interest Charges • Credit line $7500 • Checking or Savings account required • Reporting to a credit bureau a $7500 unsecured credit line • $149 1 time application fee BUT $150 in merchandise credits *See website for terms and conditions
		USA Gold [department] • Guaranteed* Instant Online approval • No credit Checks • Credit line up to $5000 • 0% APR unless you late • Reporting to a credit bureau • No annual fee, $149.95 1-time application fee BUT receive a $300 Grocery Gift Card *See website for terms and conditions
		All American Gold Card [department] • No Credit Check, No Interest Charges • 30 days money back guarantee on membership fee • Credit line $6000 • $149.95 1-time application fee BUT receive a $300 Grocery Gift Card • Minimum monthly payment required is $10 or 5% • Down payment approximately 20-30% may be required
		Free Credit Club [department] • Annual percentage rate for purchases 0% • $2500 credit limit and no upfront or any fee • At any time pay off full unpaid balance without penalty or costs • NO Credit Check or employment verification • Optional upgrade to $7500 Platinum Credit Line + privileges Credit Manager • Monthly payment history will be reported to the credit bureau • Fees for paying late $10 • Minimum monthly payment is $10 or 5% of the balance